Loans & Rates
LOAN RATES NEW CAR RATES
2006 - 2008
60 MONTHS – 6.00%
54 MONTHS – 5.00%
48 MONTHS – 5.00%
USED CAR RATES
2004 – 2008
60 MONTHS – 6.50%
54 MONTHS – 6.00%
48 MONTHS – 5.50%
42 MONTHS – 5.00%
2001 – 2003
54 MONTHS – 7.50%
48 MONTHS – 7.00%
42 MONTHS – 6.50%
1998 – 2000
48 MONTHS – 8.00%
42 MONTHS – 7.50%
Line of Credit 9%
Maximum of $8, 000 @ 9% up to 40 months with minimum
monthly payback 3% of original loan.
Loans
Share Backed Loans
Present rate 4.75% up to 60 months with minimum monthly payback 2% of original loan.
Life Savings Insurance
Shares deposited before age 55 insured dollar for dollar up to
$3, 000 at no cost to member. Lessor amounts available on shares deposited after age 55.
Loan Protection Insurance
Loans are insured in case of death or permanent disability at no cost to members.
Dividend Rates
Declared for 1st Quarter 2008 (effective March 31st)
3.5% Regular Shares
4.0% IRAs
DIRECT DEPOSITS
ACCEPTED