Loan Rates and Other Information

LOAN RATES

NEW CAR RATES
2014-2016
2.50% for up to 72 months

USED CAR RATES
2012-2016
60 Months - 5.50%
54 Months - 5.00%
48 Months - 4.50%
42 Months - 4.00%

2009 – 2011
54 MONTHS – 6.50%
48 MONTHS – 6.00%
42 MONTHS – 5.50%

2007 – 2008
48 MONTHS – 7.00%
42 MONTHS – 6.50%

2006 & Older
36 MONTHS – 7.00%

Loans
Share Secured Loans
Open end with 3.5% minimum payment

Line of Credit (Limit $15,000.00) - 7%
Open end with 3% minimum payment

Permanent Disability Insurance provided up to age 60
Death Benefit Insurance provided up to age 70
Maximum benefit $30,000.00 total of all loans (not per loan)

Share Rates (Updated 4/24/2012)
Regular Shares - 1.00%
IRAs - 1.50%
Dividends declared on last day of each quarter.
Paid on January 1, April 1, July 1 and October 1.
All shares insured up to $250,000.00

Cost of membership: $5.00
Free membership offered at Annual Conference
Reminder: Extended family members are eligible to join Aldersgate Federal Credit Union.