Loan Rates and Other Information

LOAN RATES as of May 31, 2022

NEW CAR RATES
2020 - 2022 
 72 months    2.5%

USED CAR RATES

2016 - 2022
60 months  3.50%
54 months  3.00%
48 months  2.50%

2013 - 2015 
54 months  4.50%
48 months  4.00%
42 months  3.50%

2010 - 2012
48 months  5.00%
42 months  4.50%

2009 & Older 
36 months  5.00%              

Loans
Share Secured Loans
Open end with 1.50% Open end with 2% minimum payment

Line of Credit
 40 months  6.00%
$20,000 with 3% minimum payment

Permanent Disability Insurance provided up to age 60
Death Benefit Insurance provided up to age 70
Maximum benefit $30,000.00 total of all loans (not per loan)

Share Rates 
Regular Shares - 3.00%
IRAs - 3.50%
Dividends declared on last day of each quarter.
Paid on January 1, April 1, July 1 and October 1.
All shares insured up to $250,000.00